Sunday, 2 September 2012

IBPS RRB Question Set-3


Question. 1)                      
 Which of the following is/are included in “Deficit Financing” in India ?          (The term is used frequently in economic planning.)    A)Borrowing from the Reserve Bank of India    B)Issue of new currency notes    C)Withdrawal of past balances/surpluses etc
                 A.           Only A
                 B.           Only C
                 C.           All A, B & C
                 D.           Only B
                 E.           None of these

Question. 2)                      
 As per the reports published in various newspapers, the external debt of   India has increased substantially in the recent past. Which of the following   is/are the major reasons for the same ?A)Increase in overseas borrowings by the corporates    B)Fluctuations in the currency rates    C)Rise in inflation in India 
                 A.           Only A
                 B.           Only B
                 C.           All A, B & C
                 D.           Only C
                 E.           None of these

Question. 3)       
Very often we read in the newspapers about various measures taken up to   control the flow of the capital in the Indian markets. Who amongst the   following is/are the regulators who can control the flow of the same in India ?  A)Indian Banks Association             B)RBI                    C)SEBI         
                 A.           Only A
                 B.           Both A & B
                 C.           Only C
                 D.           Both B & C
                 E.           Only B

Question. 4)                      
As we all know Cash Reserve Ratio (CRR) is the percentage of the deposit   banks keep in reserve with them. This ratio is also known as  
                 A.           Repo Rate
                 B.           Liquidity Ratio
                 C.           Reverse Repo Rate
                 D.           SLR
                 E.           None of these

Question. 5)      
 Many times we read a term “Hot Money” in newspapers.    What is/are the characteristics of Hot Money ?A)The term is used for fresh currency notes issued by the RBI.      B)It is the fund which flows in the market to take advantage of high           interest rates.      C) It is the fund which is thrown in the market to create imbalance in the         stock markets.        
                 A.           Only A
                 B.           All A, B & C
                 C.           Only B
                 D.           Only C
                 E.           None of these

Question. 6)                      
 When a corporate entity wishes to raise money from the market it can do   that by issuing 
                 A.           Treasury Bills
                 B.           Memorandum of Association
                 C.           National Saving Certificate
                 D.           Commercial Papers
                 E.           KisanVikasPatra

Question. 7)                      
The primary goal of a computer system is to turn data into 
                 A.           suggestions
                 B.           ideas
                 C.           None
                 D.           reports
                 E.           information

Question. 8)                      
 When an agent asks a customer to invest in a Mutual Fund product   without telling him/her about the risks involved in the investment, the process   is termed as 
                 A.           Mis-selling
                 B.           Cross-selling
                 C.           Undertaking
                 D.           Misappropriation of funds
                 E.           None of these

Question. 9)      
“Oscar Awards” are given for excellence in the field of 
                 A.           Politics
                 B.           Status
                 C.           Films
                 D.           Literature
                 E.           Sports

Question. 10)                   
 What is the main folder on a storage device called / 
                 A.           Platform
                 B.           Root directory
                 C.           Device driver
                 D.           Interface
                 E.           None of these

Question. 11)                   
 Who amongst the following is the author of the book The Shape of the   Beast ?
                 A.           ChetanBhagat
                 B.           VS Naipaul
                 C.           Arundhati Roy
                 D.           Salman Rushdie
                 E.           None of these
Question. 12)   
 Which of the following is a book written by ShobhaaDe ?
                 A.           Namesake
                 B.           Long Walk to Freedom
                 C.           My Life
                 D.           Speed Post
                 E.           None of these

Question. 13)                   
Which of the following is/are correct about the “Operational Risk” as used   in the field of banking ?A)Risk of loss due to inadequate or failed internal process    B)Risk of loss due to natural calamities    C)Loss occurred due to non-compliance of legal procedures          
                 A.           Only C
                 B.           All A, B & C
                 C.           Only A
                 D.           Only B
                 E.           None of these

Question. 14)                   
 As reported in various newspapers many banks have revised their interest   rates on home loans, car loans and other such loans. Which of the following   phenomenon prompted these banks to make such an upward revision in their   interest rates ?    A) RBI has revised the CRR and other such rates upward, which has created         a liquidity crunch in the market.    B) Stock markets in the country are showing very high fluctuations as visible         through their indexes. As a result banks have lost a huge amount of         money in trading. Banks now want to recover that money by increasing         their interest rates.    C) Banks are in need of a huge amount of money, as they have to give         revised pay to all its employees.       
                 A.           Only B
                 B.           Only A
                 C.           All A, B & C
                 D.           Only C
                 E.           None of these

Question. 15)                   
 Who has written the famous book The Enchantress of Florence ?
                 A.           Anita Desai
                 B.           Salman Rushide
                 C.           Arundhati Roy
                 D.           Shobhaa De
                 E.           Kiran Desai

Question. 16)                   
 Which of the following books is written by Aung San SuuKyi ?
                 A.           Freedom from Fear
                 B.           My Childhood Days
                 C.           Living History
                 D.           Against the Grain
                 E.           The Power and the Glory

Question. 17)   
What is backup ?
                 A.           Protecting data by copying it from the original source to a different destination
                 B.           Filtering old data from the new data
                 C.           Adding more components to your network
                 D.           Accessing data on tape
                 E.           None of these

Question. 18)   
 India is the largest tea-producing country in the world. It is grown in   which of the following states mainly ?
                 A.           Haryana
                 B.           Bihar
                 C.           Punjab
                 D.           Orissa
                 E.           Assam

Question. 19)   
 Which of the following cannot be called a rubber-producing state ?
                 A.           Karnataka
                 B.           Tamil Nadu
                 C.           Kerala
                 D.           All are rubber-producing states.
                 E.           Uttar Pradesh 

Question. 20)                   
 Who amongst the following is the author of the book Unaccustomed Earth
                 A.           Meera Nair
                 B.           Salman Rushdie
                 C.           Dalai Lama
                 D.           JhumpaLahiri
                 E.           None of these

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